Avoid the holiday panic, join the Kmart's Big Layaway today

This is a Sponsored post written by me on behalf of Kmart for SocialSpark. All opinions are 100% mine.

So the weather is getting cooler, the leaves are falling and it's time to think about the holidays. Yes, I'm not being sarcastic or silly. But in all reality, thinking about potential gifts for friends and family this holiday season should be considered. No one wants to be caught off guard during the holiday shopping frenzy. Between spending too much and not having the "special" gift, people can drive themselves crazy. Right now is a great time to think about holiday gifts .

One good way to stay within your shopping budget is layaway. Finding the right layaway program, it key to saving money. Right now Kmart is offering free layaway . By not incurring a fee on the must have items on your shopping list, you can put more dollars towards your special recipents and not in the pockets of the store. Check out the Kmart website Kmart Free Layaway Grid 09_12.jpg for a great explanation of the process.

Also, layaway is an easy opportunity for consumers to make sure that they have the must have gift for the season. We all have been there. I remember the season when Tickle Me Elmo had to be had by my kids. I searched, stood in line and pulled out my hair trying to find that toy. If I had had Kmart's layaway, I could have reserved the toy in advance and not worried about making sure that the toy would be under the tree.

To introduce the layaway incentives, Kmart is sponsoring Kmart's Big Layaway Giveaway . Now through 11/17/12, each store will be giving away one layaway. Customers will have a chance to win the must have video games, bikes and grills that will be at the top of their shopping lists.

NO PURCHASE NECESSARY.  Ends 11/17/12.  For Official Rules, visit a participating Kmart location or www.kmart.com/layawaygiveaway.

What are you waiting for?  It's time to go shopping! 

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